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  Checkbook Balance

Use this online checking account calculator to help balance your account.
Step One
Enter the ending checking account balance on your statement.
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  • Locate your "Checking Account Ending Balance" .
  • Match each Checking Transaction to your checkbook register, and mark it off.

Step Two
Enter all deposits in register not shown on your statement.
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  • Review your checkbook register for any deposits that have been made but are not shown on the statement. Enter each one in the Deposits boxes.
  • If any interest has been added to your account on the statement, add it into your check register.

Step Three
Enter all outstanding items in register not shown on your statement.
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  • If there are any checks or purchases in your register not shown on your statement enter each into the "Outstanding Items" box. If you have more than 8, you will need to total some of them together.
  • Enter any fees (such as ATM fees) in your register that do not appear on your statement history in a box to the left.
  • Deduct any fees shown on your statement from your check register that have not been recorded.

Step Four
Enter your checkbook register balance
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Total Deposits +
Total Withdrawals  -
Adjusted Balance $
Difference $
  • Enter your balance from your checkbook register.
  • Verify that the totals in the Deposit and Withdrawal boxes match the totals from steps two and three.
  • Now click on the Balance Checkbook Box.

Balancing Tips
If your account doesn't balance, here is what to look for:
  • Did you enter your ending "Checking Account Balance" correctly from your Online statement?
  • Have you entered all the outstanding deposits correctly?
  • Have you entered all the outstanding checks and purchases correctly?
  • Have you checked your addition and subtraction in your register?
  • Have you accidentally entered any checks or deposits that also appear on the Checking Account statement?
  • Did you add in any interest and/or subtract all your fees shown on the statement from your check register?

 



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