Transportation Federal Credit Union

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Loans

TFCU offers a variety of loans. Whether you're looking to finance a new home, an auto, or a great vacation, you can turn to TFCU for a loan that's right for you. Competitive rates and terms vary according to purpose and other service relationships you may have with us. Your rate may also be affected by your past and present credit performance. Click below for more information on a particular loan.

Vehicle Loans

We offer up to 100% financing including taxes, tags, and title on new and used cars, boats, RVs and motorcycles. We finance 100% of a used car's value including taxes and tags up to the maximum NADA value. Rate discounts are available to Concorde and Premiere50 members for auto, recreational vehicle, second chance refinance, and personal loans.

Low rates, flexible terms, and affordable monthly payments
Get pre-approved before you go shopping
Get a .25% discount with a 15% down payment
Variety of options for applying via in-person, mail , fax , phone , or Online
Payroll deduction available for convenient repayment
Auto buying services available to TFCU members

Apply for a loan online today!

Second Chance Refinance

It's not too late to save at TFCU if you financed your most recent vehicle purchase with a dealer or other lender. We offer flexible terms, competitive rates, and affordable monthly payments.

Competitive rates
Variety of options for applying via in-person, mail , fax , phone , Online

Apply for a loan online today!

Personal Loans

These loans are based on your credit worthiness, income, and ability to repay. Credit not perfect? Don't worry, you may still qualify. Personal loans are great for almost any purpose from emergency expenses to vacations. Borrow up to $15,000; minimum loan is $300.

Competitive rates
Variety of options for applying via in-person, mail , fax , phone , Online

Apply for a loan online today!

Overdraft Protection

This convenient line-of-credit is available on TFCU checking accounts for maximum utility and savings. It also lets you write yourself a loan up to your approved limit using your personal checks. Once approved, loan funds are transferred to your checking account as needed to cover overdrafts in $100 increments.

Competitive rates
Variety of options for applying via in-person, mail , fax , phone , Online
No more expense or embarrassment from bounced checks
Pre-approval is guaranteed for Concorde and Premiere50 members (must apply)
Credit line replenishes as you repay the loan

Apply for a loan online today!

Debt Consolidation

If you've got too many credit cards, retail charge cards, or other consumer loan balances, a debt consolidation loan is available as a "special purpose" personal loan to save you money.

Competitive rates
Variety of options for applying via in-person, mail , fax , phone , Online

Apply for a loan online today!

Share Savings and Share Certificate-Secured Loans

Use the value of your Share Savings or Share Certificate account to borrow at our lowest fixed rates. Using your funds at the Credit Union is an economical way of borrowing while keeping your savings untouched.

Borrow against 100% of your available account balance
Continue earning dividends while you repay the loan
Competitive rates that are 3.5% over most recent dividend paid or rate being paid on certificate
Variety of options for applying via in-person, mail , fax , phone , Online

Apply for a loan online today!

Learn About Purchasing and Refinancing a Home

Browse the Credit Union Mortgage Association's information section for even more information on purchasing and refinancing a home.

Online Mortgage Application

Apply for a mortgage online.

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