Online Security
Transportation Federal Credit Union will never solicit e-mails requesting your credit union account number, username, password, PIN, or other personal identity information. TFCU respects the personal nature of e-mail communication and your privacy. Every effort is made to offer only information that may be of value to you or your family. We do not disclose your personal information to third party vendors.
Always keep in mind that TFCU will never send e-mail containing attachments, or require members to send personal information to us via e-mail or unsolicited pop-up windows. If you encountered a suspicious email, Web site, or pop-up window claiming to be affiliated with TFCU, you should report the situation to us immediately by contacting our Telephone Service Center Center at 202.366.9400 or 800-DOTTIE2.
Transportation
Federal Credit Union Privacy Notice
Transportation Federal Credit Union, your member owned
financial institution, has financial privacy as a top priority. We
are required by law to give you this privacy notice to explain how
we collect, use and safeguard your personal financial information.
If you have any questions, please contact a member service
representative at 202-366-9400 or 800-368-8432.
Information We Collect and Disclose
About You We
are committed to providing you with competitive products and
services to meet your financial needs, which necessitates that we
share information about you with our affiliated third party
financial service provider, UniTrust Financial Services, which
provides investment services.
We may also disclose nonpublic personal information about you
to complete your transactions and to provide you with certain
financial opportunities. In order to do so, we have entered into
agreements with other companies that provide either services to us
or additional financial products for you to consider. Such companies
include check printers, credit bureaus, mail houses, and ATM
processors.
Under these arrangements, we may disclose all of the
information we collect, as described below, to our affiliated
companies, to companies that perform marketing or other services on
our behalf or to other financial institutions with whom we have
joint marketing agreements. We presently do not share information
obtained from a consumer credit report with our affiliates or any
third parties. We will contact you and provide you an opportunity to
opt-out of the sharing of consumer report information before we
share such information with any affiliate of the Credit Union. To
protect our members' privacy, we only work with companies that agree
to maintain strong confidentiality protections and limit the use of
information we provide. We do not permit these companies to sell to
other third parties the information we provide to them.
We collect the following nonpublic personal information about
you from a variety of sources, such as:
- From membership and loan applications and
other forms, we obtain information such as name, address, social
security number, and income.
- From your transactions with us or other
companies that work closely with us to provide you with financial
products and services, we obtain information such as your account
balances, payment history, parties to transactions, and credit
card usage.
- From consumer reporting agencies, we obtain
information such as your creditworthiness and credit history.
- From verifications of information you provide
on applications and other forms, we obtain information from
current or past employers, other financial institutions, and other
sources listed on the application.
- Information collected from an Internet
collection device ("cookie").
We may also disclose information we collect about you as
permitted or required by law. These disclosures typically include
information to process transactions on your behalf, conduct the
operations of our credit union, follow your instructions as you
authorize, or protect the security of our financial records.
Disclosure of Information about Former
Members We do not disclose nonpublic personal
information about former members, except as required or permitted by
law.
How We Protect Your
Information We restrict access to nonpublic personal
information about you to those employees and credit union volunteers
who have a specific business purpose in utilizing your data. Our
employees and credit union volunteers are trained in the importance
of maintaining confidentiality and member privacy. We maintain
physical, electronic, and procedural safeguards that comply with
federal regulations to safeguard your nonpublic personal
information.
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